I started working in real estate in 1992, and I have always enjoyed working with first-time home buyers. Right now, it is very important to do a strategy session before you go and look at homes.
During the strategy session, I’ll ask you how much you want to spend each month on a home, and we’ll figure out what kind of loan program works for you. Some buyers use FHA loans, which requires a 3.5% down payment. I also work with a lot of veterans who can use VA loans, which requires no money down.
During the strategy session, we’ll make a plan to find your dream home.
Other buyers may need an RD loan program to buy a property out in the country. If you have 5%, 10%, 15%, or 20% down, you can get a conventional loan. No matter what you need, the strategy session helps us set you up for success.
Finally, we’ll go over what you’re looking for in a property: how many bedrooms do you want, how many bathrooms, and where do you want to be? Once we figure out what your dream home is, the real work begins.
If you have any questions for me, give me a call or send me an email. I would be happy to help you!